Steve Krause, REALTOR in Spirit Lake IA can help you figure out just what kind a new home you can afford.  Steve is a real estate agent in the Okoboji area and is ready to assist you with when house hunting in 51360.  Please call anytime 712-330-0390.

When you apply for a home loan, the mortgage lender will conduct a thorough review of your income situation. Income is one of the most important factors to a lender, along with your credit score and debt level. This article answers a common, incom...

There are several different options when deciding on a down payment when buying your next home in Spirit Lake Iowa.  

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as thr...