Steve Krause, REALTOR in Spirit Lake IA can help you figure out just what kind a new home you can afford. Steve is a real estate agent in the Okoboji area and is ready to assist you with when house hunting in 51360. Please call anytime 712-330-0390.
When you apply for a home loan, the mortgage lender will conduct a thorough review of your income situation. Income is one of the most important factors to a lender, along with your credit score and debt level. This article answers a common, incom...
Resolve to Give Up These 8 Money Wasters for a Down Payment on a new home in Okoboji before 2017
By cutting a few things from your budget this year, you can speed up your progresstoward having a down payment by the time those holiday decorations come back out of the closet. You probably knew these were splurges eating up your discretionary income, but did you know just how much? Don’t worry—we’ll do the painful math for you so you know what to kick to the curb in 2016.
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1. Skip the latte
Purchasing a house, especially for the first time, is a life-changing experience. While renting has its perks, you will most likely enjoy owning a home even more.
When you own a house, it truly is yours, provided you pay off the mortgage. You are your own landlord and you’re free to make any changes inside and outside that you want. It’s also the place where you can raise a family if you choose to do so.
While becoming a homeowner is often a life experience, it’s also an important part of the...Predatory lending has declined sharply in the years since Dodd-Frank, but it, and other types of mortgage fraud, still steep into housing even today and affect every stage of the homeownership cycle.
Mortgage fraud, an umbrella term, is “a crime characterized by some type of material misstatement, misrepresentation, or omission on a loan which is then relied upon by a lender,” according to the FBI. It generally falls into one of two categories: fraud for profit and fraud for housing. Fraud for...
Buying a house is more than just deciding which home will fit your needs. Make sure you are prepared ahead of time to be financially ready for your house.
The temperatures may be frigid and there may be snow on the ground, but that hasn't slowed the pace at EXIT Realty Midwest when it comes to offering clients services that can help with house hunting or selling a house. Whatever your needs are when it comes to real estate investing, the company is committed to helping you make your dream a reality. Serving Spirit Lake, Le Mars, Cherokee, IA, and surrounding areas EXIT Realty Midwest is ready to assist you with these useful real estate services:
You’re DIYing this real estate thing, and you think you’re doing pretty well—after all, any info you might need is at your fingertips online, right? That and your own sterling judgment.
Oh, dear home buyer (or seller!)—we know you can do it on your own. But you really, really shouldn’t. This is likely the bigges...- 1
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