5 money-saving green upgrades - from Iowagreatlakesrealty.com
Steve Krause 5 years ago

Go green in your new home in Spirit Lake Iowa, ask Steve Krause, REALTOR in Spirit Lake, IA for additional information about any of these option in looking for your new home.

Going green is great for the environment, but that’s not the only benefit. When you make green upgrades in your home, it can also lead to some major savings.

Solar panels: The upfront cost is big, but the long-term savings are huge. Solar panels will cost several thousand dollars to install, but ongoing maintenance cost...
Steve Krause 5 years ago

Steve Krause, REALTOR in Spirit Lake IA can help you figure out just what kind a new home you can afford.  Steve is a real estate agent in the Okoboji area and is ready to assist you with when house hunting in 51360.  Please call anytime 712-330-0390.

When you apply for a home loan, the mortgage lender will conduct a thorough review of your income situation. Income is one of the most important factors to a lender, along with your credit score and debt level. This article answers a common, incom...
Which Down payment strategy is best for you?
Steve Krause 5 years ago

There are several different options when deciding on a down payment when buying your next home in Spirit Lake Iowa.  

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as thr...
Steve Krause 7 years ago

Happy New Year! Will 2017 be the year you buy your first home? Are you still on the fence about it? Here is some updated information to help you make an informed decision, and to answer the question: “Should I buy my first home in 2017?”

Buying Your First Home in 2017

In most U.S. cities, buying a home makes a lot of sense right now. The housing market is stable, with rising home values reported across the nation during 2016. The job market and the broader economy have improved significantly s...
EXIT Realty Midwest 8 years ago

Give your first home-buying experience a shot at success by taking these tips into account.

Just as there is more to owning a pet than the initial money needed to buy a dog or cat (the accessories, food, emergency vet visits, even the carpet that Fluffy uses as a scratching post), there’s more to buying a house than having a down payment.

Before you buy a home, you’ll need to consider the changes that will occur when you become a homeowner, and calculate how they’ll affect your budget and life...
EXIT Realty Midwest 8 years ago
It’s a slow Sunday morning. You’ve just brewed your Nespresso and popped open your laptop to check out the latest home listings before you hit the road for a day of open houses.

 

You’re DIYing this real estate thing, and you think you’re doing pretty well—after all, any info you might need is at your fingertips online, right? That and your own sterling judgment.

Oh, dear home buyer (or seller!)—we know you can do it on your own. But you really, really shouldn’t. This is likely the bigges...
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