There are several different options when deciding on a down payment when buying your next home in Spirit Lake Iowa.
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.
But there can actually be financial benefits to putting down a small down payment—as low as thr...Staging your home for sale in Spirit Lake Iowa can have a drastic effect on the perception of the buyer when they look through your home. Staging your home can show perspective buyers what it's like to live in the home. Staging is recommended for all home for sale in Spirit Lake IA and Okoboji IA.
The Benefits of Staging When Selling a HomeSeller's market conditions persist in cities across the country, as inventory continues to fall short of demand. Under these kinds of conditions, sellers...We’re well into the fall season and winter is right around the corner. This is the time of year when it’s especially important to make sure your home is properly sealed. Air leaks can make it difficult to keep your home properly heated and can lead to high utility bills. Here’s quick guide to checking your home for air leaks.
Do an air pressure test. You can quickly check for air leaks with a simple test using household items. Seal your home by completely closing all doors, windows, and vents a...If you're looking to invest in a cottage or waterfront getaway, there are three key things to keep in mind throughout your search.
How's The House?
Even if the lake is the highlight of a property you're considering, it is important to make sure that the home is equally as great as the beautiful body of water it borders.
How's its orientation? Is it built on the ideal angle to take full advantage of the sun? Does the deck or large windows face another house directly? The orientation is an impo...Fixer uppers can come with huge price benefits and opportunity, as well as problems. Make sure you understand what you're getting yourself into before you purchase a home that needs significant restoration.
Carefully Calculate
Do the math very carefully before jumping in. Add up the expected renovation costs based on a thorough evaluation of the property. As some of the expected costs will lie within a grey area, it is important that you base your estimation on the higher end of the price rang...Selling your home can be an extremely emotional process, but it's important that you don't let your emotions get the best of you. Learn which common mistakes emotional sellers make when selling their home so that you can identify them during your own sale and overcome them before it's too late.
Price Paralysis
You love your home, you know the value it provides to its owner, and you think it's special compared to other houses on the market... and that it should be priced as such!
Be wary of th...